Borrower Central
Consolidates data for current and potential clients. The main idea is to have a single source of truth for all information related to a client. This information can be used to assess risks, make decisions, and generate reports. Borrower Central also includes a workflow engine that allows automating processes and tasks.
URLs
Configuration Entities
To take advantage of the functionality, the following entities must be defined:
Data Models
These are predefined schemas that help maintain consistency across all clients.
Data Models must be defined to create: Identities, Documents, Fields, Steps, and Authorizations.
For example, to store an individual's Personal Identification Number, a Data Model is needed that defines the key person_id to be used as an identity.
Sources
Sources allow the categorization of ingested data (stored in Packages).
For example, when querying an AltData source, the result can be stored as a Package associated with the AltData source.
When packages are associated with a source, they are easier to manage and query when developing and using workflows.
Global Rules
Global Rules allow mapping rule codes and descriptions with different levels of alert severity.
Defining global rules allows the standardization of alerts across the platform.
Interaction with the CMS
For a complete E2E solution, Borrower Central interacts with the CMS by hosting references within a Borrower to multiple Clients that may belong to different Partners (see Associate a CMS Client ID with a Borrower).
In this way, workflows can obtain complete information on a client's credit and debt operations and/or act on the CMS system to perform credit operations.